Generally, we enjoyed staying at Apartments Pavisa, which was conveniently located in the Old City of Dubrovnik. The owner, Pero Pavisa, met us where we were dropped off by our driver and accompanied us to the apartment.
While Mr. Pavisa was amicable, we were surprised to learn that he only would accept cash in local Croatian currency for payment of our three nights accommodations and expected full payment in advance. This meant making a separate trip to the ATM to withdraw more cash. He explained that he was too small a business to accept credit cards. Had we known that Apartments Pavisa accepted cash only, we probably would have stayed elsewhere in Dubrovnik. There are many similar apartments and small hotels to choose from.
In other locations in Croatia where we stayed in private apartments (such as Split), credit cards were accepted for payment upon checkout.
The apartment itself was newly renovated and comfortable.